[MUSIC PLAYING] Let's talk about deductibles What are they and why do they matter? Your car insurance is designed to protect you financially if you get in an accident

But before your insurance kicks in to pay for the cover damages, you'll have to pay a portion of the loss This out-of-pocket amount is called a deductible The dollar amount of your deductible varies, based on the policy you and your American Family Insurance agent select together But all deductibles work the same You are responsible for a pre-specified amount of money upfront, and then any covered costs above and beyond that are reimbursed by your insurance

Accidents happen And when they do, we'll be here to help you every step of the way Want to learn more about how deductibles work or what deductible amount is right for you? Your American Family agent is happy to help