Homeowners insurance is an important consideration for everyone who currently owns a house or is considering a purchase in the near future. While not a legal requirement for all homes in the same way as auto insurance, this type of protection is often required by mortgage lenders. More importantly, it’s […]

You can’t prevent natural disasters from taking place, nor can you make your home entirely fireproof or burglar-proof. The loss of a home and the possessions within it can leave behind a psychic wound you’ll feel as deeply as any financial downfall, and quite possibly more so. Fortunately for new […]

Homeowners insurance is not legally required anywhere in the U.S., but you will likely want to have a policy on file to financially protect your dwelling, belongings, and personal liability. Moreover, if you have a mortgage, your lender almost certainly requires home insurance as a way to stabilize the value […]

If you’ve ever been required to present a homeowners insurance declaration page, you’re probably somewhat familiar with this step of the insurance application process. However, if you’re a first-time home insurance customer, you might not know what this portion entails. This presents a sort of policy cheat sheet, something you […]

According to the National Association of Home Builders, the average size of a new single-family home in the U.S. amounts to 2,641 square feet. But this doesn’t necessarily mean everyone is looking for a house that comes with multiple bedrooms, bathrooms, and areas to entertain. In fact, many Americans are […]

A homeowners insurance policy is a smart investment in one of your most important assets and all of the personal property inside of the dwelling. If you’re not satisfied with your current coverage, however, you’re encouraged to transition to a new company that meets your wants and needs. Making a […]

Unlike auto insurance, home insurance is not mandated by law in any jurisdiction. At the same time, it is a de facto necessity for most homeowners, primarily to protect their dwellings, belongings, and personal liabilities from various perils, as well as to satisfy the contractual requirements of most mortgage lenders. […]

The loss of a home in a large-scale disaster or catastrophic event brings its own kind of trauma and heartbreak. The place you’ve spent years in, poured time and effort into maintaining, where you and your family feel safe and secure, suddenly, is gone. Assessing the damage in the wake […]

Hazard insurance and homeowners insurance are sometimes thought of as two different types of policies. Other times, homeowners insurance is referred to as hazard insurance, leading one to assume they’re both the same thing. However, hazard insurance is simply one part of a standard homeowners policy. Making sense of these […]

Putting a (figurative) safety net around the place where you and your family live with a homeowners insurance policy is an essential responsibility of property ownership. Even if it isn’t required as a condition of a mortgage when you first buy a house, as is sometimes the case, this coverage […]