One of the pieces of insurance that many people don't consider when they may move out of their parents house or graduate college get the first job and get their apartment is renters insurance I'm gonna let you know why renters insurance is very important, and how it also can be very inexpensive

What is renters insurance renter's insurance? Renter's Insurance is going to cover your personal belongings when you are the renter of an apartment or a home It can cover things like your wardrobe, your pots and pans, your furniture, your TV, it even offers coverage for some jewelry, granted it's going to be very minimal coverage on the jewelry so you will want to schedule anything with large values Who needs renter's insurance? People that live in an apartment or a home that they rent need renters insurance Just because you don't own the actual property doesn't mean you shouldn't cover what's inside of it Yes, your landlord will cover the walls and the dwelling itself but you still need to take responsibility for your belongings to make sure they're insured in the event of a fire or if anything happens to your property

The best part about renters insurance is it's very inexpensive When you package it with your home and auto insurance you're only looking at a few hundred dollars a year, if that And that can cover a large chunk of your belongings The other aspect of the renter's insurance is the liability coverage You can have$300,000, $500,00 of liability and cover yourself in the event that you might be found liable for something that happens in your home or at your apartment while you're renting it

If you think you might have a need for a renters insurance give our agency a call, Clark Carroll Insurance Agency at 815-244-1570