If you happen to be riding your bicycle and you cause a crash with another vehicle, you should know that your own car insurance will usually not cover that damage that you caused One thing you might look to is, if you have homeowners insurance coverage, that might provide coverage

But there is also something called bicycle liability insurance coverage It covers things like a bicycle versus vehicle crash, bicycle versus pedestrian crash or even bicycle versus bicycle crash So, if you're interested in that contact your insurance agent and ask them about it