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UPDATED: Apr 1, 2022
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Here's the Scoop
- MAPRE insurance is not available throughout the United States
- You can shop for free insurance quotes online
- Your driving history will influence your MAPFRE insurance rates
Driving without insurance is illegal in the United States, and if you choose to do so, you could face some severe consequences. However, finding the right company for you can be difficult with so many car insurance companies to choose from. MAPFRE can provide you with coverage that will keep you street-legal and protected whenever you go out for a spin.
Keep reading this MAPFRE Insurance review to learn more about this company and discover if MAPFRE is the insurance company you need.
What is the MAPFRE Insurance Company?
MAPFRE Insurance has an A (Excellent) rating from A.M. Best and provides insurance coverage to more than 15 states. MAPFRE Insurance is part of the MAPFRE Group. You can pay your MAPFRE insurance payment online and get a quote for home or car insurance online too.
If you need to file a claim, you will need to do so directly through the website. No phone number is listed for the MAPFRE claims department.
There are different customer phone numbers listed for each state that MAPFRE does business in, so you will need to hit the “contact” button to discover where you can call to learn more about this company.
Enter your ZIP code below to view companies that have cheap insurance rates.
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What coverage does MAPFRE Insurance offer?
No matter if you drive a Jaguar or a minivan, one of the most important parts of choosing the right car insurance policy is making sure you have all the coverage you need to keep yourself and your vehicle protected. Below you can examine what coverages MAPFRE has to offer you:
MAPFRE Insurance Car Insurance Coverages
| Auto Insurance Types | Purpose of Coverage | |
|---|---|---|
| Bodily injury liability | Pays for medical bills if someone else suffers an injury in an accident caused by you. | |
| Property damage liability | Liability coverage that covers the cost of any property damage you’ve caused in an accident. | |
| Collision | Covers damage to your car after an accident. | |
| Comprehensive | Covers damage to your car when you’re not driving. | |
| Personal injury protection | Covers medical expenses for you and your passengers after an accident. | |
| Uninsured/underinsured motorist | Covers the costs if you’re in an accident caused by a driver with little or no car insurance. | |
| Medical payments | Covers medical costs caused by an accident regardless of who is at fault. | |
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If you are not satisfied with the coverages available through MAPFRE, you can always shop online to find a company that is better suited to your needs.
Are MAPFRE rates affordable?
Rates will vary from driver to driver, but you can review MAPFRE Insurance rates here:
MAPFRE Insurance Average Annual Rates By Age
| Age | Average Annual MAPFRE Car Insurance Rates | |
|---|---|---|
| 25 | $1,895 | |
| 35 | $1,599 | |
| 45 | $1,554 | |
| 55 | $2,544 | |
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While the chart above displays rates by age, your age is not the only factor insurance companies use to calculate your rates. Whenever you apply for quotes, you will be put through an insurance company’s underwriting process, which takes a variety of factors into account when calculating your rates.
What else influence’s car insurance rates?
Your credit score, claims history, and the type of car you drive all feed into your rate calculation. Rates can even be influenced by the state you live in. However, your driving history is incredibly important. Below, you can see just how drastically your rates can change depending upon your driving history:
MAPFRE Insurance Rates By Driving Infraction
| Driving Infraction | Average Annual MAPFRE Car Insurance Rates | |
|---|---|---|
| Clean Record | $1,718 | |
| Improper passing | $2,158 | |
| Careless driving | $2,172 | |
| Speeding under 15 miles per hour | $1,980 | |
| Failure to obey a traffic sign | $2,160 | |
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If you think your rates are too high, there are steps you can take to try and reduce them. For example, you can work to improve your credit score or try to improve your driving practices, so you don’t add more moving violations to your driving record. You can also check to see if your insurance company offers any money-saving opportunities.
Enter your ZIP code below to view companies that have cheap insurance rates.
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Does MAPFRE Insurance offer discounts?
You can take advantage of quite a few MAPFRE discounts if you want to save money on your rates. You can review the discounts that MAPFRE has available here:
MAPFRE Insurance Auto Discounts
| Auto Discount | How to Qualify | |
|---|---|---|
| AAA member | Become an AAA member. | |
| Annual mileage | Keep your mileage below a specific threshold. | |
| Clean in three | Keep a good driving record in which you have three or fewer incidents within the last five years. | |
| Good student | High school or college students with at least a 3.0 grade point average. | |
| Green discount | Provide information about your electric, hybrid, or fuel-efficient vehicle. | |
| Multi-car | Insure more than one car on a single auto insurance policy. | |
| Paid in full | Pay the entire policy before your first bill is due. | |
| Student away from home | College-aged children that attend college over 100 miles away and leave their car at home. | |
| TeenSMART | Take a training course. | |
| Welcome back | Switch back to a MAPFRE policy. | |
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Whenever you request free insurance quotes online, be sure to review each one carefully to be sure that you are getting good coverage and great savings opportunities to boot.
What You Need to Know About MAPFRE Insurance?
MAPFRE offers you standard coverage that will keep you protected whenever you are on the road, but you will need to shop elsewhere if you want to customize your car insurance policy. This insurance does offer a fine array of discounts, though, so MAPFRE could be a good choice for individuals looking to save money without scrimping on coverage.
If you are not satisfied with what MAPFRE has to offer, you can shop online to find the best insurance company for you.
