RESULTS WITH BRIDGETTE ELLISON, JULIE BROUGHTON AND METEOROLOGIST CANDACE CAMPOS, JULIE BROUGHTON AND METEOROLOGIST CANDACE CAMPOS, THIS IS NEWS 6 AT 9 METEOROLOGIST CANDACE CAMPOS, THIS IS NEWS 6 AT 9

>> WHEN IT COMES TO HOMEOWNERS THIS IS NEWS 6 AT 9 >> WHEN IT COMES TO HOMEOWNERS INSURANCE, FLORIDA IS THE >> WHEN IT COMES TO HOMEOWNERS INSURANCE, FLORIDA IS THE COSTLIEST STATE IN THE COUNTRY INSURANCE, FLORIDA IS THE COSTLIEST STATE IN THE COUNTRY >> I BELIEVE IT COSTLIEST STATE IN THE COUNTRY

>> I BELIEVE IT THAT'S NO SURPRISE >> I BELIEVE IT THAT'S NO SURPRISE SOME IF THAT IS BECAUSE OF THAT'S NO SURPRISE

SOME IF THAT IS BECAUSE OF HURRICANE RISK SOME IF THAT IS BECAUSE OF HURRICANE RISK GOAL, JULIE BROUGHTON REPORT, HURRICANE RISK GOAL, JULIE BROUGHTON REPORT, THERE IS ANOTHER FACTOR THAT GOAL, JULIE BROUGHTON REPORT, THERE IS ANOTHER FACTOR THAT CAN AFFECT YOUR COST AND THERE IS ANOTHER FACTOR THAT CAN AFFECT YOUR COST AND COVERAGE CAN AFFECT YOUR COST AND COVERAGE

>> HELLO, KAREN POSEY AND, I COVERAGE >> HELLO, KAREN POSEY AND, I WAS INQUIRING ABOUT A HOMEOWNER >> HELLO, KAREN POSEY AND, I WAS INQUIRING ABOUT A HOMEOWNER POLICY I WOULD LIKE TO BUNDLE WAS INQUIRING ABOUT A HOMEOWNER POLICY I WOULD LIKE TO BUNDLE IT WITH MY AUTO AND MOTORCYCLE POLICY I WOULD LIKE TO BUNDLE IT WITH MY AUTO AND MOTORCYCLE >> Reporter: FOR KAREN, AND IT WITH MY AUTO AND MOTORCYCLE >> Reporter: FOR KAREN AND EYE-OPENING EXPERIENCE THAT >> Reporter: FOR KAREN, AND EYE-OPENING EXPERIENCE THAT STARTED WITH A SIMPLE PHONE EYE-OPENING EXPERIENCE THAT STARTED WITH A SIMPLE PHONE CALL

STARTED WITH A SIMPLE PHONE CALL >> I WAS IN SHOCK AND I DID NOT CALL >> I WAS IN SHOCK AND I DO NOT KNOW WHAT TO SAY >> I WAS IN SHOCK AND I DO NOT KNOW WHAT TO SAY I COULD NOT BELIEVE IT

KNOW WHAT TO SAY I COULD NOT BELIEVE IT >> Reporter: SHE WAS I COULD NOT BELIEVE IT >> Reporter: SHE WAS ANTICIPTING A "FOR HOMEOWNERS >> Reporter: SHE WAS ANTICIPTING A "FOR HOMEOWNERS INSURANCE WHEN THE AGENT ASKED ANTICIPTING AT "FOR HOMEOWNERS INSURANCE WHEN THE AGENT ASKED IF SHE HAD DOGS INSURANCE WHEN THE AGENT ASKED IF SHE HAD DOGS

>> I SAID YES, AND SHE ASKED, IF SHE HAD DOGS >> I SAID YES, AND SHE ASKED, ARE THEY PART PIT BULL OR >> I SAID YES, AND SHE ASKED, ARE THEY PART PIT BULL OR STAFFORDSHIRE CARRIER? ARE THEY PART PIT BULL GOLD STAFFORDSHIRE CARRIER? AND I SAID YES AND SHE SAID I STAFFORDSHIRE CARRIER? AND I SAID YES AND SAH I AM SORRY, YOU DO NOT QUALIFY AND I SAID YES AND SAH I AM SORRY, YOU DO NOT QUALIFY FOR MY INSURANCE AM SORRY, YOU DO NOT QUALIFY FOR MY INSURANCE >> PEOPLE BUY INSURANCE AND FOR MY INSURANCE >> PEOPLE BUY INSURANCE AND THEY THINK THEY ARE COVERED FOR >> PEOPLE BUY INSURANCE AND THEY THINK THEY ARE COVERED FOR EVERYTHING UNDER THE SUN

THEY THINK THEY ARE COVERED FOR EVERYTHING UNDER THE SUN SIX THERE ARE IN FACT IN DOZEN EVERYTHING UNDER THE SUN SIX THERE ARE IN FACT TO DOZEN DOG BREEDS THAT ARE BLACKLISTED SIX THERE ARE IN FACT TO DOZEN DOG BREEDS THAT ARE BLACKLISTED BY INSURANCE COMPANIES DOG BREEDS THAT ARE BLACKLISTED BY INSURANCE COMPANIES IT COMES DOWN TO LIABILITY

BY INSURANCE COMPANIES IT COMES DOWN TO LIABILITY >> THE OWNER OF A PET CAN IT COMES DOWN TO LIABILITY >> THE OWNER OF A CAN CAN INFLUENCE WHAT MAY OR MAY NOT >> THE OWNER OF A PET CAN INFLUENCE WHAT MAY OR MAY NOT HAPPEN IN A HOME INFLUENCE WHAT MAY OR MAY NOT HAPPEN IN A HOME

>> THERE IS A DOG BREED HAPPEN IN A HOME >> THERE IS DOG BREED PROFILING BY INSURANCE >> THERE IS A DOG BREED PROFILING BY INSURANCE COMPANIES PROFILING BY INSURANCE COMPANIES FLORIDA IS NOT ONE OF THEM COMPANIES

FLORIDA IS NOT ONE OF THEM YOU MAY NEED TO SHOP FOR A FLORIDA IS NOT ONE OF THEM YOU MAY NEED TO SHOP FOR A SPECIAL POLICY FOR YOUR PET YOU MAY NEED TO SHOP FOR A SPECIAL POLICY FOR YOUR PET >> IF YOU KNOW YOUR INSURANCE SPECIAL POLICY FOR YOUR PET

>> IF YOU KNOW YOUR INSURANCE WILL NOT COVER AN ANIMAL GOLD BED >> IF YOU KNOW YOUR INSURANCE WILL NOT COVER A BITE GOLD ANIMAL LIABILITY AND YOU CHOOSE TO WILL NOT COVER A BITE GOLD ANIMAL LIABILITY AND YOU CHOOSE TO HAVE OWNERSHIP OF A DOG, THEN LIABILITY AND YOU CHOOSE TO HAVE OWNERSHIP OF A DOG, THEN YOU HAVE TO SAFEGUARD TO LIMIT HAVE OWNERSHIP OF A DOG, THEN YOU HAVE TO SAFEGUARD TO LIMIT THE AMOUNT OF POTENTIAL RISK YOU HAVE TO SAFEGUARD TO LIMIT THE AMOUNT OF POTENTIAL RISK >> JUST AS DRIVING HISTORY THE AMOUNT OF POTENTIAL RISK >> JUST AS DRIVING HISTORY COUNTERS INTO THE FACT OF >> JUST AS DRIVING HISTORY COUNTERS THE FACT OF INSURANCE, THEY BELIEVE THAT COUNTERS INTO THE FACT OF INSURANCE, THEY BELIEVE THAT YOU SHOULD TAKE AN ANIMALS INSURANCE, THEY BELIEVE THAT YOU SHOULD TAKE AN ANIMALS HISTORY INTO ACCOUNT WHEN IT YOU SHOULD TAKE AN ANIMALS HISTORY INTO ACCOUNT WHEN IT COMES TO ASSESSING INSURANCE HISTORY INTO ACCOUNT WHEN IT COMES TO ASSESSING INSURANCE RISKS COMES TO ASSESSING INSURANCE RISKS

>> I HAVE NEVER HAD AN INCIDENT RISKS >> I HAVE NEVER HAD AN INCIDENT IN 27 YEARS OUT OF SIX DOGS >> I HAVE NEVER HAD AN INCIDENT IN 27 YEARS OUT OF SIX DOGS THAT I HAVE OWNED IN 27 YEARS OUT OF SIX DOGS THAT HAVE OWNED THAT SHOULD COUNT FOR THAT I HAVE OWNED THAT SHOULD COUNT FOR SOMETHING

THAT SHOULD COUNT FOR SOMETHING >> THAT IS CRAZY SOMETHING >> THAT IS CRAZY NOW, SOME OF THE COMMONLY BAND >> THAT IS CRAZY

NOW, SOME OF THE COMMONLY BREEDS BAND, PIT BULL TERRIER, NOW, SOME OF THE COMMONLY BAND BREEDS, BULL TERRIER PITCH, ROTTWEILER, GERMAN SHEPHERDS, BREEDS, PIT BULL TERRIER, ROTTWEILER, GERMAN SHEPHERDS, EVEN CHOWCHOW'S AND MASTIFFS ROTTWEILER, GERMAN SHEPHERDS, EVEN CHOWCHOW'S AND MASTIFFS SIBERIAN HUSKIES AND DOBERMAN EVEN CHOWCHOW'S AND MASTIFFS SIBERIAN HUSKIES AND DOBERMAN PINSCHER'S SIBERIAN HUSKIES AND DOBERMAN PINSCHER'S

>> IS SOMETHING TO THINK ABOUT PINSCHER'S >> IS SOMETHING TO THINK ABOUT BECAUSE SOME INSURANCE >> IS SOMETHING TO THINK ABOUT BECAUSE SOME INSURANCE COMPANIES WILL NOT COVER YOU IF