Let’s talk about liability coverage Basically, liability coverage is a part of your car insurance policy, and helps pay for the other driver’s expenses if you cause a car accident

It does not, however, cover your own It’s important to note there are two types of liability coverage: bodily injury and property damage Bodily injury liability helps pay for the other driver’s medical bills, lost income, and emergency aid if they’re hurt in the car accident and you’re at fault While property damage liability helps pay for repairs if you damage someone else’s property, like their fence or car Liability coverage is required by law in most states and is subject to limits, which is the maximum amount your insurer will pay

A car accident can be expensive It’s a good idea to make sure you have enough coverage to help protect yourself Questions? Contact an Allstate agent